ExPat forums are reporting problems at ATM location, the ATM is charge $2 - 6 for a transaction & not dispersing money. Here is a recently post from an ExPat forum:
More on ATM/Clave problem in Panama from ExPat news, anybody in Panama have more info?:
Does anyone know if this has been fixed? I am already $1400 down and hoping for this to be refunded to my account. I don't want to make this figure larger so was hoping to find out the issue was fixed before going to the ATM again. BTW - I used a debit card from a Caribbean bank and also a HSBC cc (mastercard) from the UK. Both had the same issues.